I understand and accept that IHC maintains the web-site to provide visitors with information about IHC, its services to facilitate communication with IHC and availing its services. I also accept that visitors to the web-site are required to read the below terms, and use of the web-site constitutes my acceptance and agreement to be bound by such terms, and the changes therein to the Website Usage Terms from time to time, relating to my usage of the website as communicated and made available on the IHC website.I am aware and accept that all information, content, materials, products (including, but not limited to text, content, photographs, graphics, video and audio content) on the website is protected by copyright in the favour of IHC under applicable copyright laws and is also protected otherwise under general intellectual property law.I understand and accept that all information submitted by me through the IHC website shall be deemed the property of IHC, and the IHC is free to use any ideas, concepts, know-how or techniques provided by me at the web-site, in any manner whatsoever. On initiating a contact through the IHC website I agree to being contacted by the IHC.I agree that I shall not copy, reproduce, sell, redistribute, publish, enter into a database, display, perform, modify, transmit, license, create derivatives from, transfer or in any way exploit any part of any information, content, materials, services available from or through the IHC website, except that which I may download for my own personal, non-commercial use.I agree that I will not use the IHC website for any purpose that is unlawful, or prohibited by these Website Usage Terms. I also agree I will not use the IHC website in any manner that could damage, disable or impair the website or interfere with any other party's use or enjoyment of the website.I acknowledge that the software and hardware underlying the IHC Website and also other Internet related software which are required for accessing the website are the legal property of the respective Vendors/IHC. The permission given by the IHC to access the IHC website will not convey any proprietary or ownership rights in the above software / hardware. I agree that I shall not attempt to modify, translate, disassemble, decompile or reverse engineer the software / hardware underlying the IHC website or create any derivative product based on the software / hardwareI understand and accept that not all the services offered on this website are available to all and I may not be eligible for all the services offered by IHC on the web-site. IHC reserves the right to determine the availability and eligibility for any serviceI am aware that IHC proposes to use "cookies" (Cookies are small data files that a website stores on my computer.) for storing visitor preferences, profiling visitors and tracking visitor behavior on the IHC website. By visiting the website I acknowledge, accept and expressly authorize the IHC for the placement of cookies on my computerAt many places in this website,where you will find links to other websites. These links have been placed for your convenience. IHC is not responsible for the contents and reliability of the linked websites and does not necessarily endorse the views expressed in them. Mere presence of the link or its listing on this website should not be assumed as endorsement of any kind. We can not guarantee that these links will work all the time and we have no control over availability of linked pages.Though all efforts have been made to ensure the accuracy and currency of the content on this web-site, the same should not be construed as a statement of law or used for any legal purposes. IHC accepts no responsibility in relation to the accuracy, completeness, usefulness or otherwise, of the contents. Users are advised to verify/check any information with the relevant other source, and obtain any appropriate professional advice before acting on the information provided in the web-site.IHC shall not be liable if any transaction does not fructify or may not be completed or for any failure on part of the IHC to perform any of its obligations under these terms and conditions or those applicable specifically to its services/facilities if performance is prevented, hindered or delayed by a Force Majeure event (defined below) and in such case its obligations shall be suspended for so long as the Force Majeure event.“Force Majeure Event” means any event due to any cause beyond the reasonable control of the IHC, including without limitations, unavailability of any communication systems, breach, or virus in the processes or payment or delivery mechanism, sabotage, fire, flood, explosion, acts of god, civil commotion, strikes or industrial action of any kind, riots, insurrection, war, acts of government, computer hacking, unauthorized access to computer data and storage devices, computer crashes, malfunctioning in the computer terminal or the systems getting affected by any malicious, destructive or corrupting code or program, mechanical or technical errors/failures or power shut down, faults or failures in telecommunication etc.India Habitat Center (IHC) shall be under no liability whatsoever in respect of any loss or damage arising directly or indirectly out of the decline of authorization for any Transaction, on Account of the Cardholder having exceeded the preset limit mutually agreed by us with our acquiring bank from time to time.I understand and accept IHC has the absolute discretion to amend or supplement any of the Website Usage Terms at any time. Changed Terms and Conditions shall be communicated to me on the IHC’s website and by other acceptable modes of communication. By using the services, I shall be deemed to have accepted the changed Website Usage Terms.I accept that the Courts in Delhi alone shall have exclusive jurisdiction as regards any claims or matters arising out of dealings with IHC and all disputes will be governed by the laws of India.
Any excess payment by means of payment gateway will be refundable to the member.

Thank you for visiting the website of IHC and reviewing our privacy policy. All visitors (“visitors”) who visit the web-site of IHC and provide information to IHC are covered under this policy.We collect no personal information likenames or addresses; when you visit our website. If you choose to provide that information to us, it is only used to fulfill your request for information.We do collect some technical information when you visit to make your visit seamless. The section below explains how we handle and collect technical information when you visit our website.
Information collected and stored automatically When you browse, read pages, or download information on this website, we automatically gather and store certain technical information about your visit. This information never identifies who you are. 'The information we collect and, store about, your visit is listed below:

The Internet domain, of your service provider (e.g. mtnl.net.in) and IP address (an IP address is a number that is automatically assigned to your computer whenever you're surfing the web) from which you access our website

The type of browser (such as Firefox, Netscape, or Internet Explorer) and operating system (Windows, Linux) used to access our site.

The date and time you accessed our site.

The, pages/URLs you have visited.

If you reached this website from an another website, the address of that referring website.
Cookies When you visit some websites, they may download small pieces of software on your computer/browsing device known as cookies. Some cookies collect personal,information co recognize your computer in the future. We only use non-persistent,cookies or "per- session cookies".Per-session cookies serve technical purposes, like providing seamless navigation through this website. These cookies do not collect personal information on users and they are deleted as soon as you leave our website. The cookies do not permanently record data and they are not stored on your computer’s hard drive. The cookies are stored in memory and are only available during an active browser session. Again, once you close your browser, the cookie disappears.
If you send us personal information We do not collect personal information for any purpose other than to respond to you (for example, to respond to your questions or provide subscriptions you have chosen). If you choose to provide us with personal information – like filling out a Contact Us form, with an e-mail address or postal address, and submitting it to us through the website – we use that information to respond to your message, and to help you get the information you’ve requested.
Collection of Personal Information If you are asked for any other Personal Information you will be informed how it will be used if you choose to give it. If at any time you believe the principles referred to in this privacy statement have not been followed, or have any other comments on these principles, please notify the webmaster through the contact use page.Our website never collects information or creates individual profiles for commercial marketing. While you must provide an e-mail address for a localized response to any incoming questions or comments to us, we recommend that you do NOT include any other personal information.
Email ManagementYour email address will only recorded if you choose to send a message. It will only be used for the purpose for which you have provided it and will not be added to a mailing list. You email address will not be used for any other purpose, and will not be disclosed, without your consent.
Site Security

For site securities purposes and ensure that this service remains available to all users, this computer system employs commercial software programs to monitor network traffic to identify unauthorized attempts to upload or change information, or otherwise cause damage.

Except for authorized law enforcement investigations, no other attempts are made to identify individual users or their usage habits. Raw data logs are used for no other purposes and are scheduled for regular deletion.

Unauthorized attempts to upload information or change information on this service are strictly prohibited and may be punishable under the Indian IT Act.

As a general rule, this website does not collect Personal Information about you when you visit the site. You can generally visit the site without revealing Personal information, unless you choose to provide such information.The information shall not be shared with any external organisation unless the same is necessary to enable IHC to provide you services.IHC may disclose information about you as permitted or required by law.

Note: The use of the term ‘Personal Information’ in this privacy statement refers to any information from which you identity is apparent or can be reasonably ascertained.